Bread Financial Holdings (BFH-PA) EBITDA (2009 - 2026)
Bread Financial Holdings (BFH-PA) posted quarterly EBITDA of $511.0 million for Q1 2026, up 11.57% year-over-year from $458.0 million in Q1 2025, and up 35.9% on a QoQ basis from $376.0 million in Q4 2025.
Bread Financial Holdings (BFH-PA) EBITDA (2009 - 2026) Analysis & Trends
Bread Financial Holdings (BFH-PA) has reported EBITDA for 18 consecutive years, with $511.0 million the latest figure, recorded in Q1 2026.
- In Q1 2026, EBITDA rose 11.57% year-over-year to $511.0 million; the TTM figure through Mar 2026 stood at $1.8 billion (up 9.33% YoY), while the FY2025 annual figure was $1.7 billion, up 4.6% from the prior year.
- EBITDA came in at $511.0 million for Q1 2026 at Bread Financial Holdings, up from $376.0 million in the prior quarter.
- The five-year high for EBITDA was $706.0 million in Q1 2023, with the low at $342.0 million in Q4 2024.
- Average EBITDA over 5 years is $446.6 million, with a median of $449.0 million recorded in 2022.
- Across the five-year window, EBITDA jumped 137.53% in 2022 and sank 31.87% in 2024, its largest moves.
- Year by year, EBITDA stood at $428.0 million in 2022, then climbed by 6.07% to $454.0 million in 2023, then slipped by 24.67% to $342.0 million in 2024, then increased by 9.94% to $376.0 million in 2025, then surged by 35.9% to $511.0 million in 2026.
- According to Business Quant data, EBITDA over the past three periods registered $511.0 million, $376.0 million, and $457.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.23 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.91 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.55 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.49 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 96.25 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 153.01 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 332.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 139.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 69.02 Mn |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 511.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 511.00 Mn |
| Dec 31, 2025 | 376.00 Mn |
| Sep 30, 2025 | 457.00 Mn |
| Jun 30, 2025 | 414.00 Mn |
| Mar 31, 2025 | 458.00 Mn |
| Dec 31, 2024 | 342.00 Mn |
| Sep 30, 2024 | 371.00 Mn |
| Jun 30, 2024 | 437.00 Mn |
| Mar 31, 2024 | 481.00 Mn |
| Dec 31, 2023 | 454.00 Mn |
| Sep 30, 2023 | 493.00 Mn |
| Jun 30, 2023 | 382.00 Mn |
| Mar 31, 2023 | 706.00 Mn |
| Dec 31, 2022 | 428.00 Mn |
| Sep 30, 2022 | 449.00 Mn |
| Jun 30, 2022 | 370.00 Mn |
| Mar 31, 2022 | 464.00 Mn |
| Dec 31, 2021 | -1.14 Bn |
| Sep 30, 2021 | 382.80 Mn |
| Jun 30, 2021 | 473.30 Mn |