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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH-PA) EBIT Margin (2016 - 2026)

Bread Financial Holdings filings provide 18 years of EBIT Margin readings, the most recent being 50.2% for Q1 2026.

  • For the quarter ending Q1 2026, EBIT Margin rose 298.0% year-over-year to 50.2%, compared with a TTM value of 45.16% through Mar 2026, up 303.0%, and an annual FY2025 reading of 44.4%, up 190.0% over the prior year.
  • EBIT Margin hit 50.2% in Q1 2026 for Bread Financial Holdings, up from 38.56% in the prior quarter.
  • The five-year high for EBIT Margin was 54.77% in Q1 2023, with the low at 36.97% in Q4 2024.
  • Median EBIT Margin over the past 5 years was 45.86% (2022), compared with a mean of 44.94%.
  • The largest YoY upside for EBIT Margin was 17465bps in 2022 against a maximum downside of -2052bps in 2022.
  • Year by year, EBIT Margin stood at 41.43% in 2022, then rose by 8bps to 44.69% in 2023, then decreased by -17bps to 36.97% in 2024, then grew by 4bps to 38.56% in 2025, then skyrocketed by 30bps to 50.2% in 2026.
  • According to Business Quant data, EBIT Margin over the past three periods came in at 50.2%, 38.56%, and 47.06% for Q1 2026, Q4 2025, and Q3 2025 respectively.