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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH-PA) Debt Ratio (2016 - 2025)

Bread Financial Holdings has reported Debt Ratio over the past 17 years, most recently at 0.19 for Q4 2025.

  • Quarterly results put Debt Ratio at 0.19 for Q4 2025, down 21.7% from a year ago — trailing twelve months through Dec 2025 was 0.19 (down 21.7% YoY), and the annual figure for FY2025 was 0.19, down 21.7%.
  • Debt Ratio for Q4 2025 was 0.19 at Bread Financial Holdings, up from 0.17 in the prior quarter.
  • Over the last five years, Debt Ratio for BFH-PA hit a ceiling of 0.34 in Q4 2021 and a floor of 0.17 in Q3 2025.
  • Median Debt Ratio over the past 5 years was 0.22 (2023), compared with a mean of 0.24.
  • Biggest five-year swings in Debt Ratio: plummeted 36.24% in 2023 and later increased 9.67% in 2025.
  • Bread Financial Holdings' Debt Ratio stood at 0.34 in 2021, then decreased by 7.87% to 0.32 in 2022, then fell by 27.44% to 0.23 in 2023, then increased by 6.15% to 0.24 in 2024, then decreased by 21.7% to 0.19 in 2025.
  • The last three reported values for Debt Ratio were 0.19 (Q4 2025), 0.17 (Q3 2025), and 0.19 (Q2 2025) per Business Quant data.