Bread Financial Holdings (BFH-PA) Debt Ratio (2009 - 2026)
Bread Financial Holdings' quarterly Debt Ratio came in at 0.17 in Q1 2026, down 24.02% year-on-year from 0.23 in Q1 2025, and down 8.55% quarter-over-quarter from 0.19 in Q4 2025.
Bread Financial Holdings has reported Debt Ratio for 18 years, with the latest figure at 0.17 in Q1 2026.
- For the quarter ending Q1 2026, Debt Ratio fell 24.02% year-over-year to 0.17; the trailing twelve-month figure through Mar 2026 stood at 0.17 (down 24.02% YoY), and the FY2025 full-year result was 0.19, down 21.7% from the prior year.
- Debt Ratio for Q1 2026 stood at 0.17, down from 0.19 in the prior quarter.
- The five-year high for Debt Ratio was 0.34 in Q2 2022, with the low at 0.17 in Q1 2026.
- Average Debt Ratio over 5 years is 0.23, with a median of 0.22 recorded in 2023.
- Year-over-year, Debt Ratio tumbled 36.24% in 2023 and increased 9.67% in 2025.
- Tracing BFH-PA's Debt Ratio over 5 years: stood at 0.32 in 2022, then slipped by 27.44% to 0.23 in 2023, then increased by 6.15% to 0.24 in 2024, then declined by 21.7% to 0.19 in 2025, then dropped by 8.55% to 0.17 in 2026.
- The last three Debt Ratio figures came in at 0.17 (Q1 2026), 0.19 (Q4 2025), and 0.17 (Q3 2025), per Business Quant data.
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.17 |
| Dec 31, 2025 | 0.19 |
| Sep 30, 2025 | 0.17 |
| Jun 30, 2025 | 0.19 |
| Mar 31, 2025 | 0.23 |
| Dec 31, 2024 | 0.24 |
| Sep 30, 2024 | 0.21 |
| Jun 30, 2024 | 0.21 |
| Mar 31, 2024 | 0.21 |
| Dec 31, 2023 | 0.23 |
| Sep 30, 2023 | 0.20 |
| Jun 30, 2023 | 0.22 |
| Mar 31, 2023 | 0.22 |
| Dec 31, 2022 | 0.32 |
| Sep 30, 2022 | 0.27 |
| Jun 30, 2022 | 0.34 |
| Mar 31, 2022 | 0.32 |
| Dec 31, 2021 | 0.34 |
| Dec 31, 2020 | 0.38 |
| Dec 31, 2019 | 0.11 |
| Mar 31, 2019 | 0.20 |
| Dec 31, 2018 | 0.18 |
| Sep 30, 2018 | 0.20 |
| Jun 30, 2018 | 0.20 |
| Mar 31, 2018 | 0.21 |
| Dec 31, 2017 | 0.20 |
| Sep 30, 2017 | 0.22 |
| Jun 30, 2017 | 0.25 |
| Mar 31, 2017 | 0.25 |
| Dec 31, 2016 | 0.22 |
| Sep 30, 2016 | 0.25 |
| Jun 30, 2016 | 0.25 |
| Mar 31, 2016 | 0.25 |
| Dec 31, 2015 | 0.22 |
| Sep 30, 2015 | 0.25 |
| Jun 30, 2015 | 0.25 |
| Mar 31, 2015 | 0.26 |
| Dec 31, 2014 | 0.21 |
| Sep 30, 2014 | 0.19 |
| Jun 30, 2014 | 0.21 |
| Mar 31, 2014 | 0.22 |
| Dec 31, 2013 | 0.21 |
| Sep 30, 2013 | 0.22 |
| Jun 30, 2013 | 0.24 |
| Mar 31, 2013 | 0.24 |
| Dec 31, 2012 | 0.24 |
| Sep 30, 2012 | 0.23 |
| Jun 30, 2012 | 0.25 |
| Mar 31, 2012 | 0.27 |
| Dec 31, 2011 | 0.24 |
| Sep 30, 2011 | 0.26 |
| Jun 30, 2011 | 0.28 |
| Mar 31, 2011 | 0.25 |
| Dec 31, 2010 | 0.23 |
| Dec 31, 2009 | 0.34 |