Bread Financial Holdings, Inc. (BFH-PA) Consolidated Net Income (2009 - 2026)
Bread Financial Holdings' Consolidated Net Income was $146 million in Q2 2026, up 5.0% from $139 million a year earlier but down 19.3% from the prior quarter.
Bread Financial Holdings, Inc. (BFH-PA) Consolidated Net Income (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Bread Financial Holdings' Consolidated Net Income was $569 million through Jun 30, 2026, up 99.0% year-over-year; for FY2025, it came in at $518 million, up 87.0% from FY2024.
- Consolidated Net Income shows a five-year compound annual growth rate of 19.3% (FY2020 to FY2025).
- In earlier years, Consolidated Net Income was $277 million in FY2024 (-61.4%), $718 million in FY2023 (+222.0%), $223 million in FY2022 (-72.2%) and $801 million in FY2021 (+274.3%).
- Quarterly Consolidated Net Income has moved between -$134 million (Q4 2022) and $455 million (Q1 2023) over five years.
- Compared with a year earlier, Consolidated Net Income has increased for three straight quarters, with growth averaging 76.1% over the last seven quarters.
- The best year-over-year quarter for Consolidated Net Income over five years was Q4 2025 (growth of 671.4%); the worst was Q3 2024 (a decline of 98.8%).
- Per Business Quant data, BFH-PA's Consolidated Net Income in the three quarters before Q2 2026 was $181 million (Q1 2026), $54 million (Q4 2025) and $188 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 146.00 Mn |
| Mar 31, 2026 | 181.00 Mn |
| Dec 31, 2025 | 54.00 Mn |
| Sep 30, 2025 | 188.00 Mn |
| Jun 30, 2025 | 139.00 Mn |
| Mar 31, 2025 | 138.00 Mn |
| Dec 31, 2024 | 7.00 Mn |
| Sep 30, 2024 | 2.00 Mn |
| Jun 30, 2024 | 133.00 Mn |
| Mar 31, 2024 | 134.00 Mn |
| Dec 31, 2023 | 43.00 Mn |
| Sep 30, 2023 | 171.00 Mn |
| Jun 30, 2023 | 48.00 Mn |
| Mar 31, 2023 | 455.00 Mn |
| Dec 31, 2022 | -134.00 Mn |
| Sep 30, 2022 | 134.00 Mn |
| Jun 30, 2022 | 12.00 Mn |
| Mar 31, 2022 | 210.00 Mn |
| Dec 31, 2021 | 18.00 Mn |
| Sep 30, 2021 | 224.00 Mn |
Bread Financial Holdings, Inc. Consolidated Net Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=consolidated-net-income&ticker=BFH-PA&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "consolidated-net-income", "ticker": "BFH-PA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=consolidated-net-income&ticker=BFH-PA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();