Bread Financial Holdings (BFH-PA) Consolidated Net Income (2009 - 2025)
Bread Financial Holdings (BFH-PA) posted quarterly Consolidated Net Income of $1.0 million for Q4 2025, up 125.0% on a QoQ basis from -$4.0 million in Q1 2025.
Bread Financial Holdings (BFH-PA) Consolidated Net Income (2009 - 2025) Analysis & Trends
Bread Financial Holdings (BFH-PA) has reported Consolidated Net Income for 17 consecutive years, with $1.0 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Consolidated Net Income changed N/A year-over-year to $1.0 million; the TTM figure through Mar 2026 stood at $1.0 million (up 120.0% YoY), while the FY2025 annual figure was -$3.0 million, down 50.0% from the prior year.
- Consolidated Net Income came in at $1.0 million for Q4 2025 at Bread Financial Holdings, up from -$4.0 million in the prior quarter.
- The five-year high for Consolidated Net Income was $18.0 million in Q1 2021, with the low at -$42.0 million in Q4 2021.
- Average Consolidated Net Income over 5 years is -$1.7 million, with a median of -$1.0 million recorded in 2022.
- Across the five-year window, Consolidated Net Income jumped 50.0% in 2024 and slumped 300.0% in 2025, its largest moves.
- Year by year, Consolidated Net Income stood at -$42.0 million in 2021, then jumped by 97.62% to -$1.0 million in 2022, then changed by 0.0% to -$1.0 million in 2023, then changed by 0.0% to -$1.0 million in 2024, then soared by 200.0% to $1.0 million in 2025.
- According to Business Quant data, Consolidated Net Income over the past three periods registered $1.0 million, -$4.0 million, and -$1.0 million for Q4 2025, Q1 2025, and Q3 2024 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Consol Net Inc. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 6.02 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 3.88 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 2.97 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.11 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 102.88 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 166.73 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 319.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 122.00 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 84.56 Mn |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.00 Mn |
| Mar 31, 2025 | -4.00 Mn |
| Sep 30, 2024 | -1.00 Mn |
| Mar 31, 2024 | -1.00 Mn |
| Dec 31, 2023 | -1.00 Mn |
| Sep 30, 2023 | -2.00 Mn |
| Jun 30, 2023 | -16.00 Mn |
| Mar 31, 2022 | -1.00 Mn |
| Dec 31, 2021 | -42.00 Mn |
| Sep 30, 2021 | 18.00 Mn |
| Jun 30, 2021 | 11.00 Mn |
| Mar 31, 2021 | 18.00 Mn |
| Dec 31, 2020 | -81.30 Mn |
| Sep 30, 2020 | 133.30 Mn |
| Jun 30, 2020 | 38.40 Mn |
| Mar 31, 2020 | 30.00 Mn |
| Dec 31, 2019 | -32.90 Mn |
| Sep 30, 2019 | -229.20 Mn |
| Jun 30, 2019 | -3.40 Mn |
| Mar 31, 2019 | -29.10 Mn |