Bread Financial Holdings (BFH-PA) Consolidated Net Income (2009 - 2025)

Bread Financial Holdings (BFH-PA) posted quarterly Consolidated Net Income of $1.0 million for Q4 2025, up 125.0% on a QoQ basis from -$4.0 million in Q1 2025.

Bread Financial Holdings (BFH-PA) Consolidated Net Income (2009 - 2025) Analysis & Trends

Bread Financial Holdings (BFH-PA) has reported Consolidated Net Income for 17 consecutive years, with $1.0 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Consolidated Net Income changed N/A year-over-year to $1.0 million; the TTM figure through Mar 2026 stood at $1.0 million (up 120.0% YoY), while the FY2025 annual figure was -$3.0 million, down 50.0% from the prior year.
  • Consolidated Net Income came in at $1.0 million for Q4 2025 at Bread Financial Holdings, up from -$4.0 million in the prior quarter.
  • The five-year high for Consolidated Net Income was $18.0 million in Q1 2021, with the low at -$42.0 million in Q4 2021.
  • Average Consolidated Net Income over 5 years is -$1.7 million, with a median of -$1.0 million recorded in 2022.
  • Across the five-year window, Consolidated Net Income jumped 50.0% in 2024 and slumped 300.0% in 2025, its largest moves.
  • Year by year, Consolidated Net Income stood at -$42.0 million in 2021, then jumped by 97.62% to -$1.0 million in 2022, then changed by 0.0% to -$1.0 million in 2023, then changed by 0.0% to -$1.0 million in 2024, then soared by 200.0% to $1.0 million in 2025.
  • According to Business Quant data, Consolidated Net Income over the past three periods registered $1.0 million, -$4.0 million, and -$1.0 million for Q4 2025, Q1 2025, and Q3 2024 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Consol Net Inc. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 6.02 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 3.88 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 2.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.11 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 102.88 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 166.73 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 319.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 122.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 84.56 Mn
10 Bread Financial Holdings - - 983.00 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 1.00 Mn
Mar 31, 2025 -4.00 Mn
Sep 30, 2024 -1.00 Mn
Mar 31, 2024 -1.00 Mn
Dec 31, 2023 -1.00 Mn
Sep 30, 2023 -2.00 Mn
Jun 30, 2023 -16.00 Mn
Mar 31, 2022 -1.00 Mn
Dec 31, 2021 -42.00 Mn
Sep 30, 2021 18.00 Mn
Jun 30, 2021 11.00 Mn
Mar 31, 2021 18.00 Mn
Dec 31, 2020 -81.30 Mn
Sep 30, 2020 133.30 Mn
Jun 30, 2020 38.40 Mn
Mar 31, 2020 30.00 Mn
Dec 31, 2019 -32.90 Mn
Sep 30, 2019 -229.20 Mn
Jun 30, 2019 -3.40 Mn
Mar 31, 2019 -29.10 Mn