Bread Financial Holdings (BFH-PA) Consolidated Net Income (2009 - 2025)

Bread Financial Holdings (BFH-PA) recorded quarterly Consolidated Net Income of $1.0 million in Q4 2025, up 125.0% quarter-over-quarter from -$4.0 million in Q1 2025.

Bread Financial Holdings (BFH-PA) Consolidated Net Income (2009 - 2025) Analysis & Trends

Bread Financial Holdings' Consolidated Net Income history runs 17 years deep, the most recent figure standing at $1.0 million for Q4 2025.

  • In Q4 2025, Consolidated Net Income changed N/A year-over-year to $1.0 million; the TTM figure through Mar 2026 stood at $1.0 million (up 120.0% YoY), while the FY2025 annual figure was -$3.0 million, down 50.0% from the prior year.
  • Consolidated Net Income was $1.0 million for Q4 2025 at Bread Financial Holdings, up from -$4.0 million in the prior quarter.
  • In the past five years, Consolidated Net Income ranged from a high of $18.0 million in Q1 2021 to a low of -$42.0 million in Q4 2021.
  • Historically, Consolidated Net Income has averaged -$1.7 million across 5 years, with a median of -$1.0 million in 2022.
  • The sharpest annual moves came in 2024 and 2025: Consolidated Net Income jumped 50.0% in 2024, then sank 300.0% in 2025.
  • A 5-year view of Consolidated Net Income shows it stood at -$42.0 million in 2021, then jumped by 97.62% to -$1.0 million in 2022, then changed by 0.0% to -$1.0 million in 2023, then changed by 0.0% to -$1.0 million in 2024, then soared by 200.0% to $1.0 million in 2025.
  • The last three Consolidated Net Income figures came in at $1.0 million (Q4 2025), -$4.0 million (Q1 2025), and -$1.0 million (Q3 2024), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Consol Net Inc. (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 6.02 Bn
2 Mastercard 437.48 Bn 427.27 Bn - 3.88 Bn
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 2.97 Bn
4 Capital One Financial 125.74 Bn 49.24 Bn - -7.00 Mn
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 1.11 Bn
6 Synchrony Financial 25.78 Bn 5.22 Bn - 805.00 Mn
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 102.88 Mn
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 166.73 Mn
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 319.00 Mn
10 Bread Financial Holdings - - 983.00 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 1.00 Mn
Mar 31, 2025 -4.00 Mn
Sep 30, 2024 -1.00 Mn
Mar 31, 2024 -1.00 Mn
Dec 31, 2023 -1.00 Mn
Sep 30, 2023 -2.00 Mn
Jun 30, 2023 -16.00 Mn
Mar 31, 2022 -1.00 Mn
Dec 31, 2021 -42.00 Mn
Sep 30, 2021 18.00 Mn
Jun 30, 2021 11.00 Mn
Mar 31, 2021 18.00 Mn
Dec 31, 2020 -81.30 Mn
Sep 30, 2020 133.30 Mn
Jun 30, 2020 38.40 Mn
Mar 31, 2020 30.00 Mn
Dec 31, 2019 -32.90 Mn
Sep 30, 2019 -229.20 Mn
Jun 30, 2019 -3.40 Mn
Mar 31, 2019 -29.10 Mn