Growth Metrics

Bread Financial Holdings (BFH-PA) Change in Net Loans (2016 - 2025)

Bread Financial Holdings has reported Change in Net Loans over the past 17 years, most recently at $1.5 billion for Q4 2025.

  • Quarterly results put Change in Net Loans at $1.5 billion for Q4 2025, up 11.6% from a year ago — trailing twelve months through Dec 2025 was $1.3 billion (up 60.12% YoY), and the annual figure for FY2025 was $1.3 billion, up 60.12%.
  • Change in Net Loans for Q4 2025 was $1.5 billion at Bread Financial Holdings, up from $331.0 million in the prior quarter.
  • Over the last five years, Change in Net Loans for BFH-PA hit a ceiling of $2.1 billion in Q4 2022 and a floor of -$1.0 billion in Q1 2021.
  • Median Change in Net Loans over the past 5 years was $295.5 million (2023), compared with a mean of $418.3 million.
  • Biggest five-year swings in Change in Net Loans: surged 1162.5% in 2021 and later plummeted 116.81% in 2023.
  • Bread Financial Holdings' Change in Net Loans stood at $1.9 billion in 2021, then grew by 8.35% to $2.1 billion in 2022, then plummeted by 33.15% to $1.4 billion in 2023, then fell by 1.9% to $1.3 billion in 2024, then grew by 11.6% to $1.5 billion in 2025.
  • The last three reported values for Change in Net Loans were $1.5 billion (Q4 2025), $331.0 million (Q3 2025), and $210.0 million (Q2 2025) per Business Quant data.