Bread Financial Holdings (BFH-PA) Change in Net Loans (2009 - 2026)

Bread Financial Holdings (BFH-PA) posted quarterly Change in Net Loans of -$328.0 million for Q1 2026, up 52.94% year-over-year from -$214.5 million in Q1 2025, and down 121.85% on a QoQ basis from $1.5 billion in Q4 2025.

Bread Financial Holdings (BFH-PA) Change in Net Loans (2009 - 2026) Analysis & Trends

Bread Financial Holdings (BFH-PA) has reported Change in Net Loans for 18 consecutive years, with -$328.0 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Change in Net Loans rose 52.94% year-over-year to -$328.0 million; the TTM figure through Mar 2026 stood at $1.7 billion (up 92.8% YoY), while the FY2025 annual figure was $1.3 billion, up 60.12% from the prior year.
  • Change in Net Loans came in at -$328.0 million for Q1 2026 at Bread Financial Holdings, down from $1.5 billion in the prior quarter.
  • The five-year high for Change in Net Loans was $2.1 billion in Q4 2022, with the low at -$746.0 million in Q1 2024.
  • Average Change in Net Loans over 5 years is $366.6 million, with a median of $258.0 million recorded in 2023.
  • Across the five-year window, Change in Net Loans slumped 116.81% in 2023 and jumped 296.23% in 2025, its largest moves.
  • Year by year, Change in Net Loans stood at $2.1 billion in 2022, then slumped by 33.15% to $1.4 billion in 2023, then declined by 1.9% to $1.3 billion in 2024, then climbed by 11.6% to $1.5 billion in 2025, then sank by 121.85% to -$328.0 million in 2026.
  • According to Business Quant data, Change in Net Loans over the past three periods registered -$328.0 million, $1.5 billion, and $331.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -512.00 Mn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Bread Financial Holdings - - 983.00 Mn -328.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -328.00 Mn
Dec 31, 2025 1.50 Bn
Sep 30, 2025 331.00 Mn
Jun 30, 2025 210.00 Mn
Mar 31, 2025 -697.00 Mn
Dec 31, 2024 1.35 Bn
Sep 30, 2024 188.00 Mn
Jun 30, 2024 53.00 Mn
Mar 31, 2024 -746.00 Mn
Dec 31, 2023 1.37 Bn
Sep 30, 2023 260.00 Mn
Jun 30, 2023 258.00 Mn
Mar 31, 2023 -735.00 Mn
Dec 31, 2022 2.05 Bn
Sep 30, 2022 575.00 Mn
Jun 30, 2022 935.00 Mn
Mar 31, 2022 -339.00 Mn
Dec 31, 2021 1.89 Bn
Sep 30, 2021 578.00 Mn
Jun 30, 2021 368.00 Mn