Bread Financial Holdings, Inc. (BFH-PA) Change in Net Loans (2009 - 2026)
Bread Financial Holdings (BFH-PA) reported Change in Net Loans of $671 million for Q2 2026, up 219.5% from $210 million a year earlier.
Bread Financial Holdings, Inc. (BFH-PA) Change in Net Loans (2009 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Bread Financial Holdings' Change in Net Loans came in at $2.18 billion, up 107.9% year-over-year; for FY2025, it came in at $1.35 billion, up 60.1% from FY2024.
- By year, Change in Net Loans came in at $840 million in FY2024 (-27.2%), $1.15 billion in FY2023 (-64.2%), $3.22 billion in FY2022 (+78.5%) and $1.81 billion in FY2021.
- Five-year quarterly Change in Net Loans spans a low of -$746 million in Q1 2024 and a high of $2.05 billion in Q4 2022.
- Year over year, Change in Net Loans gained in four of the last six quarters, with growth averaging 95.6%.
- The high point for year-over-year Change in Net Loans in five years was Q2 2025 (growth of 296.2%); the low point was Q2 2024 (a decline of 79.5%).
- Per Business Quant data, the three quarters before Q2 2026 came in at -$328 million (Q1 2026), $1.5 billion (Q4 2025) and $331 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 671.00 Mn |
| Mar 31, 2026 | -328.00 Mn |
| Dec 31, 2025 | 1.50 Bn |
| Sep 30, 2025 | 331.00 Mn |
| Jun 30, 2025 | 210.00 Mn |
| Mar 31, 2025 | -697.00 Mn |
| Dec 31, 2024 | 1.35 Bn |
| Sep 30, 2024 | 188.00 Mn |
| Jun 30, 2024 | 53.00 Mn |
| Mar 31, 2024 | -746.00 Mn |
| Dec 31, 2023 | 1.37 Bn |
| Sep 30, 2023 | 260.00 Mn |
| Jun 30, 2023 | 258.00 Mn |
| Mar 31, 2023 | -735.00 Mn |
| Dec 31, 2022 | 2.05 Bn |
| Sep 30, 2022 | 575.00 Mn |
| Jun 30, 2022 | 935.00 Mn |
| Mar 31, 2022 | -339.00 Mn |
| Dec 31, 2021 | 1.89 Bn |
| Sep 30, 2021 | 578.00 Mn |
Bread Financial Holdings, Inc. Change in Net Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=change-in-net-loans&ticker=BFH-PA&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "change-in-net-loans", "ticker": "BFH-PA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=change-in-net-loans&ticker=BFH-PA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();